Brown et al. v. Progressive Mountain Ins. Co. et al.

The United States District Court for the Northern District of Georgia (the “Court”) has certified two classes in the lawsuit styled Keddrick Brown et al. v. Progressive Mountain Ins. Co. et al. (the “Class Action”).

IF YOU WERE A GEORGIA RESIDENT AND A POLICYHOLDER WITH PROGRESSIVE MOUNTAIN INSURANCE COMPANY DURING THE TIME PERIOD OF OCTOBER 11, 2015, TO AUGUST 3, 2023, OR YOU WERE A GEORGIA RESIDENT AND POLICYHOLDER WITH PROGRESSIVE PREMIER INSURANCE COMPANY OF ILLINOIS DURING THE TIME PERIOD OF JUNE 8, 2016 TO AUGUST 3, 2023, AND YOU MADE A CLAIM ON A VEHICLE THAT WAS DETERMINED BY PROGRESSIVE TO BE A TOTAL LOSS, YOU MAY BE A MEMBER OF THE CERTIFIED CLASSES.

The Class Action alleges that Progressive Mountain Ins. Co. (“Progressive Mountain”) and Progressive Premier Ins. Co. of Illinois (“Progressive Premier”) (collectively with Progressive Mountain “Progressive” or “Defendants”) systematically paid their insureds less than the actual cash value of their vehicles for total loss claims, in breach of Progressive’s policies and in breach of the covenant of good faith and fair dealing. Plaintiffs assert that Progressive did this by basing the compensation for insureds’ total loss claims on valuation reports that applied Projected Sold Adjustments, which Plaintiffs allege are improper. The Class Representatives are only challenging application of the Projected Sold Adjustments as part of the valuation process.

However, your legal rights may be affected, and you must make a choice now.